What is a CFP®?The CFP® marks represent a Certified Financial Planner® designation. An individual who has earned these marks has met the education, examination, experience and ethics standards established by the Certified Financial Planner™ Board of Standards (CFP® Board). Therefore, a financial planner who has earned the CFP® marks should be distinguished from a financial planner who has not. Consumers need to be aware that there is nothing preventing a person from declaring themselves a "Financial Planner", and it is therefore incumbent upon the consumer to differentiate between a planner who has earned the marks and one who hasn't.If a financial planner has earned the right to use the CFP® marks, this means that he or she has met the following requirements:Education: There are three ways to meet the CFP® certification education requirement: 1) completing an education program at a college or university whose curriculum is registered with the CFP® Board; or 2) submitting a transcript of previous financial planning-related course work to the CFP® Board for review and credit; or 3) showing the attainment of certain professional designations or academic degrees.Examination: Candidates for the CFP® certification must pass a rigorous two-day, 10-hour CFP® Certification Examination administered by the CFP® Board that covers the financial planning process and includes such topics as tax planning, employee benefits and retirement planning, estate planning, investment management and insuranceExperience: Candidates for CFP® certification must prove they have experience in the financial planning process before being authorized to use the CFP® marks.Ethics: Candidates for CFP® certification have their backgrounds checked by the CFP® Board, and must also disclose any investigations or legal proceedings related to their professional or business conduct. The CFP® Board reviews all such disclosures and investigates those statements that indicate areas of concern.Candidates must also adhere to the CFP® Board's Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.Additionally, once certified, CFP® certificants must fulfill a biennial continuing education requirement to stay up-to-date on planning strategies and financial trends affecting their clients. Learn more PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.